As a college student, I know that I am not the best person to ask for money. Despite working during the summer and possibly during Winter Break, I know that as soon as the spring semester starts on the 14th of January, I will be using more money to accommodate my needs. This semester, I used money to pay for the essentials but that was about it. I did a lot of fund raising for the causes that I am in including my Spring Break trip to North Carolina for Habitat. In the spring, I think that I will have to use more money. Let me break it down so I can get a personal account of how much it will take to accommodate me for the spring semester.
Books- I will have to purchase a lot of books for the spring semester. I am guessing anywhere between 25 and 30 books. Hopefully, the amount is a lot less. However, as a history major, I generally see between 4 to 6 books a class. These books are usually small books that pertain to a particular section of the course. For example, in my Making of Britain class which covers prehistory in Britain to the reign of William and Anne, I bought a book that talked specifically about the life of Queen Elizabeth. Usually, I have to purchase a major textbook and three to five smaller texts to follow the class. Hopefully, I can purchase all of the books in one sweep that I can get this part of the money for the semester out of the way.
Dues- I am not looking forward to paying dues of any sort. This is one of the many sacrifices I have to make as a member of a fraternity. I wish dues were not so high. Dues are important though for all of the activities I want to do.
Conferences to which I have not paid for- This category is kind of sketchy because I am juggling between two conferences at the same time. One is the NACA conference and the other is the Jubilee conference. I am interested in both and both have their own pros and cons. For the NACA conference, a pro would be that I can see more acts to bring for OWU in addition to attending a free conference. The con for NACA would be that I will be gone for 5-6 days and missing a good portion of my classes. Most of my classes are one day a week seminars in which attendance is a crucial factor to the overall grade and the other classes with the exception of one is two days a week (the two days Tuesday and Thursday I will be missing the classes). Honestly, I don't feel like I want to negotiate with teachers about why I will be missing that much class time. I don't believe the reason will be legitimate enough to explain that I need an extension on a paper. For the Jubilee conference, a pro would be leaving OWU on Friday and returning on Sunday. This way, I don't have to miss any classes (I don't think I will). On the con side, I will need to register and spend another 220 dollars for conference fees and lodging in a nice hotel. I need some time to decide which one will be more beneficial to me in my growth academically and otherwise. Can I truly afford to miss a week of class or can I truly afford to miss more money in my checking account. Only time will tell- hopefully, I will know my decision before the Winter Break ends.
Food and clothes- Even though I will probably bring with me an emergency care basket loaded with Chef Boy-R-Dee products and healthy snacks, I will eventually run out of this. I will need money to buy more food. I can always make food at my fraternity house but sometimes, I want to treat a person on a night out in Delaware or better yet, in Easton or Polaris. I need the additional funds to do so (nice restaurant suggestion anyone). For clothes, I like to style and profile. It is true that I bought a ton of clothes before I went back to OWU for the fall semester; however, I may need some clothes before Spring Break because there are many big events after I come back from Break that I want to be looking fresh for. One season is not enough for my tastes, I need clothes that represent every season. I know that I don't have to have any new clothes and that this is a miscellaneous category but I am just throwing it out there.
My account bill- This is where a good portion of the money will go. I received a reminder in my school mailbox- seven hundred and fifty dollars. I wish my scholarships would be of greater amount- then again, I wish that my grades were a bit higher to accommodate more scholarship dollars. I am still reeling that my Ohio Choice was cut almost in half. I am still filing for scholarships, still looking for that extra boost for financial stability. I know that I will get another reminder of the money that is due for the school before I arrive on campus. I am blessed that I have scholarships to cover half of the bill and that I have the sufficient funds to pay for the remaining portion even if I have to take out a loan or two. I guess it stinks because I am still strapped for cash.
Other miscellaneous things- As always, there will be other things that I need money for. If I want to buy items when I am away from OWU, I will need money. Hopefully, I will have enough sources to get money.
Normally, my dad will pay for half of everything that I have mentioned on the list. For this, I am fortunate. In some households of people that I know, the only person that is paying for these things is the person who is actually going to the college. I have to find ways to pay for college. Last semester, I had an on campus job working for Debra Lamp and Student Involvement. The pay was not bad and I got along with everyone. Currently, I am searching for other options- maybe the Historian will take me if there are any openings remaining after Break. I like a nice change in scenery even if I have to travel to Elliot Hall in the cold and walk up four flights of stairs to get to the Historian office. I need the money to pay for the spring semester just like most OWU students. I am just venting where the issues of financial assistance lie and how each area affects me financially. I just hope that my accrued interest on my Sallie Mae loan was not built up too much... that would be a pain to deal with in the summer when I return to my job at Parker-Hannifin. I figure that I will be alright for the spring semester. If not, I will scrounge up a way to find cash to help myself out temporarily. Money is always on this college student mind.
Looking for sources of financial production,
Hasani Wheat
Class of '10
Sunday, December 23, 2007
Financially, I am not the richest person
Labels:
bills,
cash,
financially starving,
issues,
job,
money,
Ohio Choice,
sources,
spring semester,
tuition,
woes
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